How I’m Managing my Debt AND my Depression
I used to be a full time freelance writer and marketing manager — then the pandemic chomped up my already struggling business. I’d spent 5 years building up from scratch with new clients, only to feel it slip through my fingers.
But I wasn’t accepting of reality at first. I hung on, I chased late invoices and put my living expenses on credit cards, trying to save the life I’d worked so hard to build.
To make a long story short, I finally pivoted and am now happily employed in healthcare while working my side-hustles. I’m coping, and my mental health is managed reasonably well.
Unfortunately, I do have a lot of debt to pay off. In this cost of living crisis, my healthcare salary barely keeps the wolves from my door. So I’m working it like a young Michael J. Fox in an eighties movie about climbing the ladder to success — some of you might be old enough to remember this one!
There are 4 really key differences that I’ve integrated since going into a debt management plan, taking an employed job (plus side-hustling) and living on a tight budget. This is what’s working for me now.
