How I’m Managing my Debt AND my Depression

It’s about controlling the ‘controllables’

Sarah Kat
5 min readMay 30, 2023
Confident-looking woman outside in nature
Photo by Andrea Piacquadio

I used to be a full time freelance writer and marketing manager — then the pandemic chomped up my already struggling business. I’d spent 5 years building up from scratch with new clients, only to feel it slip through my fingers.

But I wasn’t accepting of reality at first. I hung on, I chased late invoices and put my living expenses on credit cards, trying to save the life I’d worked so hard to build.

To make a long story short, I finally pivoted and am now happily employed in healthcare while working my side-hustles. I’m coping, and my mental health is managed reasonably well.

Unfortunately, I do have a lot of debt to pay off. In this cost of living crisis, my healthcare salary barely keeps the wolves from my door. So I’m working it like a young Michael J. Fox in an eighties movie about climbing the ladder to success — some of you might be old enough to remember this one!

There are 4 really key differences that I’ve integrated since going into a debt management plan, taking an employed job (plus side-hustling) and living on a tight budget. This is what’s working for me now.

Multi-purposing

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Sarah Kat
Sarah Kat

Written by Sarah Kat

Self help, neuropsychology, small business and marketing. An Elective Orphan and abuse survivor. https://bit.ly/highlights-email

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